The traditional 15-day payday cycle can fail small to medium-wage earners and do them harm. It denies hardworking Americans of their own money. They can’t pay for their bills, do car repairs and buy essentials on time. Thankfully, some lenders recognized this and popularized payday loans.
Keep reading to know more about the top payday loan apps that can make every day a payday. Also, check out https://cashloansnearby.com/ for more information on payday loans and how you can get one almost anywhere in the US.
1. Earnin: Stay on Top of Your Finances with Low Fees
At Earnin, you can borrow from $100 up to $500. The app has advanced features that let you track your earnings by the hour and withdraw them as you make them. You can encash every penny you earn without days of delay with only a small voluntary fee capped at $14. You can get your money up to 8x faster using their Lightning Speed feature.
2. Dave: Hustle on the Side of Getting a Cash Advance
Dave is a multi-purpose cash advance app. Customers can sign up to become premium users and borrow $5 up to $200 for only $1. Dave also offers side hustles to its users for extra income. It is good to note that Dave partners with small to medium local businesses.
3. Brigit: Borrow Smart using Budgeting Features
Brigit has smart budgeting and income tracking features. Using their free app, users can track expenses, stay ahead of dues, and get expert financial advice. Using their pro plan at $9.99 per month, users have a starting credit limit of $250. The borrowing limit also increases with good history on the app.
4. Chime: Borrow More, Free of Charge
Chime has a unique feature called SpotMe. You can borrow a little more than your spending account limit with no extra charges. Direct deposit a least $500 into your account this month, and you qualify for the feature on the next. You can get a $20 to $100 cash advance with an increasing overdraw limit as you build credibility on the app.
5. MoneyLion: The Financial One-Stop-Shop
MoneyLion features include mobile banking, trading, and financial advice—loan amounts on the app range from $20 to $250 for an optional tip. Instacash advance is also available to users with checking accounts. Using the Instacash feature, users can borrow more and receive their funds faster.
Final Thoughts on Online Payday Loans
There are so many places and apps you can use to get payday loans. It may be overwhelming to make your mind up your mind which option is the best. Instead, you can use a lending connection service like Cash Loans Nearby to do the hard work for you.
Cash Loans Nearby, founded by Nick Wilson in 2019, help you finds and get fast cash. Complete one short online application and obtain loan offers from all the leading lenders in the US. We help you find not only the top loans in the business but a loan that suits your needs and wants, free of charge.