Apple patent reveals secure air payment system

Apple patent reveals secure air payment system 1

A recently discovered Apple patent application describes a method that uses two “air interfaces” to make a secure wireless payment. A link would be established between the purchasing device and point of sale device through one air interface, such as NFC, while a separate, second air interface “is used to conduct a secure commercial transaction.” The point of sale device would not receive a customer’s actual card data — it would only receive an alias and an encrypted key for verification.

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While NFC, Wi-Fi and Bluetooth are all mentioned in the patent application, it’s possible another interface — perhaps Apple’s iBeacon — could be used. The application notes “protocols other than NFC” could establish the secure link, and mentions the possibility of “another wireless protocol that has more desirable characteristics for maintaining the link over time than NFC.” [via Patently Apple]

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  1. I can see it now, as if it was a blockbuster sci-fi movie… We’re walking around town, and as soon as we walk close to a hacker, not only is all of our info downloaded from our phone, but also our entire bank account is emptied. And soon people will not only be avoiding Targets due to hacking, they’ll have to avoid walking past ordinary strangers on the street… and anyone else that you can’t trust.

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