Apple Pay debuted in Canada today and will arrive in Australia later this week for some American Express cardholders, The Financial Post reports. Retailers in both countries are ahead of the U.S.

in adoption of the tap-to-pay technology necessary to use Apple Pay, but so far in Canada, only non-bank issued American Express cards will work with the digital payment system, since the company hasn’t finalized a deal with any major Canadian banks. Apple is having similar problems locking down a deal with banks in Australia, making it likely that only non-bank American Express cards will be usable when Apple Pay launches there as well.
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